Finance Options

As innovative and potentially much more affordable alternatives to traditional options, our range of facilities enable you to get the treatment you want – the right treatment – and pay for it over an appropriate period. Sounds interesting, doesn’t it? Here’s how it works…

0% Finance – Loans of £600 or more

  • Payable over a period of 6 or 12 months
  • Interest free

OR

  • 25% deposit
  • Balance payable over 18 or 24 months
  • Interest free

Low Cost Loans – Loans of £600 or more

  • Payable over a period of 24 or 36 months
  • Interest rate of 7.9%

Interest-free and low cost payment plans: your questions answered

We’ve tried to answer all your questions here. If there’s anything else you’d like to know, please ask a member of our practice team.

Who can benefit?

Just about anyone over the age of 18. You don’t have to belong to a private insurance plan. You don’t even have to be a regular visitor at this practice.

How do I make the repayments?

Much like any other loan facilities, you repay them in affordable monthly payments over an agreed term. These payments are collected by Direct Debit.

How much will I pay?

With our 0% facility you pay the cost of your dental treatment – no more and no less. Interest-free means just that! In terms of the low cost facilities, we provide you with a quotation that shows the monthly payment and the total interest payable over the term of the loan. There are no hidden costs and no deposit is required!

What are the repayment terms?

Designated members of the practice team will be able to go through the various terms with you and agree the most suitable repayment period.

How do I apply?

Once you’ve agreed on a course of treatment – and a cost, we’ll make the credit application on your behalf. As soon as this has been approved and then processed, you’ll receive written confirmation from the credit provider. Simple as that!

Who is the credit provider?

We’re working with one of the most respected credit providers in the business. Ask our team for details.

How often can I use the facility?

You can apply for a payment plan for each course of treatment, subject to the usual credit application.

The benefits: at a glance

For anyone considering using our interest-free or low cost loan facilities to fund their orthodontic treatment, the benefits are clear:

  • You get the treatment you want – treatment that will make you look and feel a million times better
  • You get to spread the cost of that treatment over a suitable period
  • Interest-free and low cost loans can be a much more affordable alternative to credit cards or bank loans
  • It’s easy to apply and simple to repay by Direct Debit
  • They’re provided by leading credit suppliers

Examples

Treatment cost Facility Term (months) APR Monthly payment Total payment
£1500.00 Interest free 12 0% £125.00 £1500.00
£1500.00 Low cost 24 7.9% £67.59 £1622.16
£1500.00 Low cost 24 7.9% £46.76 £1683.18